![]() ![]() Why is Health Insurance Important in India? Add-ons and riders: Many times insurers provide additional features as a part of a comprehensive health insurance plan which can, in turn, make insurance premiums expensive, which is why you must choose your add-ons carefully.A co-pay has an upside as it reduces the policy premium by sharing the burden of claim settlement between Co-pay clause in a policy: A co-pay clause in a policy indicates that you have to contribute towards claim settlement.It is essential to invest in a plan that provides PAN India network hospitalsįor maximum efficiency in any case of emergency. PAN India network hospitals: While comparing a health insurance plan you must go through the list of network hospitals provided by the insurer.It comprises of the inclusions and exclusions in a health insurance policy along with the sum insured. Coverage provided by an insurer: It is something that goes beyond the sum insured.Before you get insured make sure you chooseĪn adequate sum insured to provide you with assistance in time of need. Very often, a policy that provides a low premium might also offer a low SI. Adequate amount of sum insured: This refers to the maximum amount that the insurer will cover for you.Make sure you go through all these factors when comparing a health insurance plan for yourself: The following pointers play a significant role when you select a health insurance plan. What to Keep in Mind When Comparing Health Insurance? ![]()
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